Screen and pergola finance

Pay for your pergolas or screens in affordable monthly payments.

Phantom Screens offers flexible finance on all products with a minimum order value of £1,000, any deposit amount from 0 – 50%, and for loan periods of 12 to 24 months.

Use our finance calculator below to see how you could spread the cost of your screen or pergola purchase this year.


Outdoor pergolas creating outdoor dinning areas
Pergolas – offering flexible outdoor spaces and more dining options
Pergolas provide the chance to create new areas of your garden; perfect for meeting with friends or family and to enjoy the summer weather

Basic finance facts

  • Minimum age 21
  • Maximum age 85
  • Minimum income £10,000
  • Minimum loan amount: £1,000
  • Maximum loan amount: £25,000
  • Minimum deposit: 0%
  • Maximum deposit: 50%

More questions? See our FAQ section below

Applying for finance

You can discuss finance options at any time with our trained sales team, just call them on 0800 0963015, or email

Phantom Screens is an IAR (Introducer Appointed Representative) providing an introduction service through our finance partner Improveasy Ltd. This means that we introduce you to a finance partner rather than provide the finance ourselves.

You should still be aware that all finance is offered subject to status and affordability and that other terms and conditions apply. Please see our FAQ section below for more information.

Luxury screens provide shade and insect protection
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More questions? See our FAQ section below

No. We are what’s called an ‘Introducer Appointed Representative’. This means we have been appointed be an FCA registered firm (Improveasy) to introduce you to lenders who will provide you with credit to help finance your purchases. This is a regulated activity supervised by the FCA.

Applicants must be 18 or over at the time of application and younger than 85 years old on the day of the last payment of the agreement. You must be a permanent UK resident (for at least the last three years) and a home owner with a minimum income of £10,000 a year. Proof of income will be required.

You can borrow up to £25,000, but you must borrow at least £1,000 to be eligible for finance.

You can choose the level of deposit that suits you, from 0% to 50% of the value of your order.

Yes. You can pay back your loan in time periods from one to ten years.

At this time, Phantom Screens will introduce you to lenders providing loans at 12.9% APR.

No. Part time employed, self-employed, retired or non-working applicants can still apply but will need to show proof of income (pension and benefit income is acceptable if it meets the lender’s criteria and is more than £10,000 a year).

The application takes around 15 – 20 minutes.

You will receive an instant ‘accept’ or ‘decline’ from the lender once your online application is submitted. If the decision is borderline, it may be referred to an underwriter for further review. In this instance, it may take twenty minutes to make further checks. Note however that underwriter checks are only made 9am-6pm Monday to Friday, so if you apply outside these hours, you may need to wait to the following working day for a final decision.

No. Finance provided by Improveasy is not secured against property or assets and is classed as ‘unsecured personal finance’. The details of this will be clearly outlined on your consumer credit agreement.

Yes. Shortly after your product installation, the lender will write to you. You can contact them directly after this date to change you monthly direct debit payment date.

You can contact our team here at Phantom Screens on 0800 0963015 or email with your question. Alternatively, you can contact Improveasy directly and speak with one of their advisers: 0800 0248505, and select option 2.